Underwriting Guides

Americo HMS Guide

Check guide for all health issues and height/weight chart prior to quoting

Americo Eagle Premier

Worksheet questions determine eligibility. If any questions are answered yes they are not eligible.
if all answers are no, double

Mutual of Omaha -
Term Life Express

Check guide for all health issues and height / weight chart prior to quoting

Mutual of Omaha -
Living PRomise

Living promise application questions determine eligibility. Read the application.

Royal Neighbors UW Guide

Final Expense Products

Royal RX Guide​

Final Expense Product

Trans Underwriting
Guide

Foresters PlaNRight UnderwritIng Guide

Final Expense Product

CFG Term
UnderwritIng Guide

CFG Final Expense UnderwriTIng Guide

Term & UL Products

John Hancock Term Underwriting Guide

Global UW Guide

Occidental Life Easy Term UW Guide

Occidental Life Family ChoicE UW Guide

Occidental Life Home Protector UW Guide

Occidental Life Senior Choice UW Guide

Prosperity UW Guide

Aetna - Final Expense

Cheat Sheet

* Multiple Conditions may Prohibit Coverage

* Final Decision is from an UW

MP Cheat Sheet

All carrier underwriting guides are available by scrolling to the right. Before you check the actual underwriting guide, here are the underwriting grids for you to use as a point  of reference first. Both the FX & Term Grids are in one  file attached below

This site is not a part of the Facebook website or Facebook Inc.In addition to this, this site is not endorsed by Facebook in any way.  FACEBOOK is a trademark of FACEBOOK, Inc.

Products and services are provided exclusively by the providers. Descriptions are for informational purposes only and subject to change. Insurance plans may not be available in all states. 

Terms and Conditions  –  Privacy Policy   –  Do Not Sell My Information 

By clicking the submit button, I expressly consent by electronic signature to receive communications via automatic telephone dialing system, artificial/pre-recorded message, email or by text message from this website and multiple partner companies or their agents (even if my number is listed on any state, federal, corporate or local Do Not Call list) including my wireless number if provided, for the purpose of insurance products, services, or opportunities. Data and carrier message rates may apply. I understand that my consent is not required as a condition of purchasing any goods or services and that I may revoke my consent at any time. I also acknowledge that I have read and agree to our Privacy Policy and Terms & Conditions.

Copyright 2024 FFL Allegiance

This site in not a part of the Facebook website or Facebook Inc.In addition to this, this site is not endorsed by Facebook in any way.  FACEBOOK is a trademark of FACEBOOK, Inc.

Products and services are provided exclusively by the providers. Descriptions are for informational purposes only and subject to change. Insurance plans may not be available in all states. 

Terms and Conditions  –  Privacy Policy  –  Do Not Sell My Information 

By clicking the submit button, I expressly consent by electronic signature to receive communications via automatic telephone dialing system, artificial/pre-recorded message, email or by text message from this website and multiple partner companies or their agents (even if my number is listed on any state, federal, corporate or local Do Not Call list) including my wireless number if provided, for the purpose of insurance products, services, or opportunities. Data and carrier message rates may apply. I understand that my consent is not required as a condition of purchasing any goods or services and that I may revoke my consent at any time. I also acknowledge that I have read and agree to our Privacy Policy and Terms & Conditions.

Copyright 2024 FFL Allegiance